Don't forget about home maintenance during busy summer months. Stay on track with our project checklist.Clean outdoor patio furniture and grilling equipmentInspect all outdoor recreational
5 ABSOLUTE DO NOTS WHEN BUYING A HOME
The 5 Absolute Do Not's When Purchasing A House below are so important that anyone one of them can easily bring a Loan Approval and Closing to a screeching halt. The 5 Absolute Do Not's When Purchasing A House are:
*DO NOT go out and buy a new car, or furniture or ANY other large purchase. The new payment could disqualify you from being able to qualify for the mortgage.
*DO NOT stop making payments on your bills such as credit cards, student loans, car payments, rent, utilities, etc.
*DO NOT apply for new credit cards while your mortgage is being approved. This could lower your credit score, and if your credit is checked again before the Closing you may no longer qualify.
*DO NOT make large deposits or withdrawals that you can not document.
*DO NOT quit your job, even if it is for a better one. A change in jobs will mean that you will have to produce 30 days worth of paystubs for the new job, and this could delay your Closing.
I don't want to close this blog on a negative, so I am going to end it with one BIG "Do". When purchasing a home, if there is ANY doubt on whether to do something or not, CALL your Loan Originator and ASK. The few minutes that it takes to make a quick simple phone call, could save hours of delays and problems later on, or worst, the mortgage being denied.
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Home Buying ProcessI am comfortable that we share the same goals and are dedicated to the same outcome, closing!In our efforts to move forward to this end I have outlined the most common steps in