Gift Yourself With Hundreds Of Dollars Heres How

Dated: 12/03/2014

Views: 2113

While you’re dashing here and there to take care of all your Christmas errands, don’t forget the wrapping paper, a wreath for the front door and . . . a review of your insurance.You read that correctly. Taking just a few minutes out of your busy holiday schedule to review your home and auto insurance with an independent agent could save you hundreds of dollars next year.In the words of Cousin Eddie in National Lampoon’s Christmas Vacation, “That’s the gift that keeps on givin’ the whole year!”

Boring? Maybe. Simple? Absolutely!

Checking your insurance can be faster and easier than figuring out what gift to buy for your office Secret Santa gift swap. Christin H. worked with an agent who brought the paperwork for her new policies to her home. Not only did he save her time and hassle, he saved her more than $800 on her home and auto coverage.“I want to kick myself for not doing this sooner!” Christin said.Like Christin, you’ve probably heard us talk about how much money an insurance review can save you, but you never followed through to find out. There’s no better time than the holidays to save some cash, so take Christin’s advice and stop putting it off!

’Tis the Season for Premium Hikes

This time of year, insurance companies often send out policy renewal notices—and those notices may not bring any holiday cheer. Susan D. and her husband were happy with their auto insurance until their premium jumped 20%. They consulted an independent insurance agent who saved them $440 a year on a new policy.Independent agents can save you money because they aren’t tied to one insurance company. They are able to offer you the best options from several companies so you can choose the best deal for your family. As Erica A. and her husband discovered, independent agents can find deals even when you can’t.  “For years, my husband and I regularly checked other insurance companies to find a cheaper rate,” Erica said. “They always came within a couple of dollars of each other, so we never switched. But today I contacted an agent, and within a few hours I had a quote for better insurance at a third of the cost!”

Old Policy Doesn’t Fit

This is also the time of year when we reflect on the progress we’ve made over the last 12 months. For some folks like Lora C.’s family, that means a new financial situation. They just completed Baby Step 3 by fully funding their emergency fund. That means they can afford a higher deductible on their auto insurance.Their agent found a policy that provided the same coverage at a higher deductible. “Our family is saving $1,146 a year with the new policy!” Laura said.

Start the New Year With Savings

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