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Have You Refinanced Your Mortgage Yet
Many have taken advantage of refinancing the interest on their current mortgages. It does make sense if there is more than a 1 point spread to get the rate lowered. In some instances there is a Stream Line Refinance program that allows your mortgage rate to adjust to the lower rate with minimal cost. However, not all are able to provide that. Contact your lending institution first to find out if it is available.
Here is current information that is interesting regarding the number of refinanced mortgages have taken place. If you need the name of a lender, feel free to contact me.